Utilizing a secure, online payment gateway offers many advantages for improving inbound cash management. Processes are improved, data security is enhanced, transaction reporting becomes centralized, and level 2 and 3 incentives can be achieved to reduce settlement costs.

Placing a button or link onto your website can direct your customers to a secure payment portal, where they can submit payments online to you via e-check, ACH, or credit card. This is convenient for both the customer and the merchant. Errors are reduced and data is more secure since office staff is relieved from collecting sensitive account data and administering payment transaction tasks. Customers also appreciate the ability to pay their bills online - without the need for writing checks, stuffing envelopes, and wasting postage.

Business-to-Business credit card payments are widely conducted with business class cards, corporate-level rewards cards, purchasing cards, and GSA SmartPay. Payments via these cards are eligible for reduced processing rates when Level 2 or Level 3 payment transaction information is included with the submitted settlement data. A merchant needs only the tools and ambition to provide this "enhanced" data in order to capitalize on the achievable savings. These savings can become significant, particularly when processing big ticket transactions.